"One Partner, One Platform One Name to Trust"
Attract and Retain Top-Tiered Employees Guaranteed Issue Universal Life Insurance
18-30% Reduction In Workers Comp Premiums
$600+ FICA Savings per W2 employee every year
Zero-Net Cost Benefits
Employer & Employee Benefits
The Essential Health
One partner, providing access for all of your employees’ health and medical needs without ever being stranded in a waiting room.
No Out-of-Pocket Cost
Essential Health Program delivers comprehensive health benefits at a zero-net cost to both employers and employees, made possible through compliant tax savings on FICA contributions.
Universal Life Insurance
A Universal Life Insurance Policy provides a financial safety net for employees' loved ones, with the potential for cash value growth and tax advantages.
Empowering Employees
Direct employee access to doctors, mental health experts, nutritionists, and patient advocacy tools and more.... at no cost to employees.
Worker’s Compensation Savings
The Essential Health can reduce workers' compensation claims 18 to 30% without altering coverage.
FICA / FUTA Savings
Employers directly reduce their own tax liabilities for FICA, FUTA within our fully compliant program. Employers can save up to $700+ per full-time employee each and every year
Government Approvals
The Affordable Care Act
Health and Human Services
The U.S. Treasury
The Department of Labor
The Affordable Care Act created new incentives and builds on existing wellness program policies to promote employer wellness programs and encourage opportunities to support healthier workplaces.
The Departments of Health and Human Services (HHS), Labor and the Treasury are jointly releasing proposed rules on wellness programs to reflect the changes to existing wellness provisions made by the Affordable Care Act and to encourage appropriately designed, consumer-protective wellness programs in group health coverage.
LOWER COST, MITIGATE RISK.
Save 18-30% On
Workers Comp Costs
Without changing coverage.
Premium Discounts & Cost Reduction
Better Benefits at No Additional Cost
Incentivized Risk Management Tools
Comprehensive Claims Management
Fully Insured or Self Insured
Comprehensive Market Shopping